PUBLIC NOTICE - - - NOTICE OF ...
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PUBLIC NOTICE
- - -
NOTICE OF DEFAULT AND FORECLOSURE SALE
WHEREAS, on March 18, 2010, a certain Mortgage was executed by Gloria Flot and Anthony Joseph Flot as mortgagors, in favor of Harvard Home Mortgage, Inc as mortgagee, and was recorded on April 15, 2010, as Instrument No. 1005821, in the Office of the Mortgage Records of the Clerk of Court, Orleans Parish, Louisiana; and WHEREAS the Mortgage was insured by the United States Secretary of Housing and Urban Development pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Mortgage is now owned by the Secretary, pursuant to an assignment dated August 21, 2019, and recorded January 13, 2020 as Instrument No. 1321411 in the Office of the Mortgage Records of the Clerk of Court, Orleans Parish, Louisiana; and WHEREAS a default has been made in the covenants and conditions of the Mortgage in that the property is not either borrowers' principal residence; and WHEREAS the entire amount delinquent as of is $201,001.12; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage to be immediately due and payable. NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on November 24, 2025 as Instrument No. 762591, Parish of Orleans, State of Louisiana, notice is hereby given that on at local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: THAT CERTAIN PIECE OR PORTION OF GROUND, TOGETHER WITH ALL THE BUILDINGS AND IMPROVE-MENTS THEREON, AND ALL THE RIGHTS, WAYS, PRIVILEGES, SERVITUDES, APPURTENANCES AND ADVANTAGES THEREUNTO BELONGING OR IN ANYWISE APPERTAINING SITUATED IN THE STATE OF LOUISIANA, PARISH OF ORLEANS, IN THE THIRD DISTRICT OF THE CITY OF NEW ORLEANS, IN GENTILLY PARK SUBDIVISION, WHICH SAID LOT, ACCORDING TO A SURVEY BY WILLIAM CASE, SURVEYOR DATED AUGUST 14, 1950, A PRINT WHEREOF IS ATTACHED TO ACT PASSED BEFORE LEONARD 11. ROSENSON, NOTARY PUBLIC, DATED SEPTEMBER 11. 1950. IS DESIGNATED AS LOT "II" IN BLOCK "E" BOUNDED BY WALLACE DRIVE, MANDOLIN AND ST. ANTHONY STREETS AND THE EASTERLY LINE OF THE SUBDIVISION SAID LOT "II" COMMENCES AT A DISTANCE OF 294 FEET FROM THE CORNER OF WALLACE DRIVE AND ST. ANTHONY STREET AND MEASURES THENCE 42 FEET FRONT ON WALLACE DRIVE SAME IN WIDTH IN THE REAR, ALONG THE EASTERLY LINE OF THE SUBDIVI-SION, BY A DEPTH OF 125 FEET BETWEEN EQUAL AND PARALLEL LINES AND IS COM-POSED OF 21 FEET OF ORIGINAL LOT 8 AND THE ADJOINING 21 FEET OF ORIGINAL LOT 7 ALI AS MORE FULLY SHOWN ON SURVEY MADE BY GILBERT. KELLY & COUTURIE S. & E., DATED JULY 12, 1969, EXCEPT THAT ST. ANTHONY STREET IS NOW PELOPIDAS STREET. IMPROVEMENTS THEREON BEAR THE MUNICIPAL NO. 315 WALLACE STREET. Which has the address of 315 Wallace Drive, New Orleans, LA 70122. The sale will be held at 315 Wallace Drive, New Orleans, LA 70122 on July 27, 2026, at 10:00 a.m.
The Secretary of Housing and Urban Development will bid $201,001.12. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $20,100.11 in the form of a certified check or cashier's check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $20,100.11 must be presented before the bidding is closed. The deposit is non-refundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he/she need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of the title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $201,001.12 as of May 20, 2026, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: June 12, 2026.
192855-JUL 20-1T
$859
- - -
NOTICE OF DEFAULT AND FORECLOSURE SALE
WHEREAS, on March 18, 2010, a certain Mortgage was executed by Gloria Flot and Anthony Joseph Flot as mortgagors, in favor of Harvard Home Mortgage, Inc as mortgagee, and was recorded on April 15, 2010, as Instrument No. 1005821, in the Office of the Mortgage Records of the Clerk of Court, Orleans Parish, Louisiana; and WHEREAS the Mortgage was insured by the United States Secretary of Housing and Urban Development pursuant to the National Housing Act for the purpose of providing single family housing; and WHEREAS, the Mortgage is now owned by the Secretary, pursuant to an assignment dated August 21, 2019, and recorded January 13, 2020 as Instrument No. 1321411 in the Office of the Mortgage Records of the Clerk of Court, Orleans Parish, Louisiana; and WHEREAS a default has been made in the covenants and conditions of the Mortgage in that the property is not either borrowers' principal residence; and WHEREAS the entire amount delinquent as of is $201,001.12; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage to be immediately due and payable. NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, recorded on November 24, 2025 as Instrument No. 762591, Parish of Orleans, State of Louisiana, notice is hereby given that on at local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: THAT CERTAIN PIECE OR PORTION OF GROUND, TOGETHER WITH ALL THE BUILDINGS AND IMPROVE-MENTS THEREON, AND ALL THE RIGHTS, WAYS, PRIVILEGES, SERVITUDES, APPURTENANCES AND ADVANTAGES THEREUNTO BELONGING OR IN ANYWISE APPERTAINING SITUATED IN THE STATE OF LOUISIANA, PARISH OF ORLEANS, IN THE THIRD DISTRICT OF THE CITY OF NEW ORLEANS, IN GENTILLY PARK SUBDIVISION, WHICH SAID LOT, ACCORDING TO A SURVEY BY WILLIAM CASE, SURVEYOR DATED AUGUST 14, 1950, A PRINT WHEREOF IS ATTACHED TO ACT PASSED BEFORE LEONARD 11. ROSENSON, NOTARY PUBLIC, DATED SEPTEMBER 11. 1950. IS DESIGNATED AS LOT "II" IN BLOCK "E" BOUNDED BY WALLACE DRIVE, MANDOLIN AND ST. ANTHONY STREETS AND THE EASTERLY LINE OF THE SUBDIVISION SAID LOT "II" COMMENCES AT A DISTANCE OF 294 FEET FROM THE CORNER OF WALLACE DRIVE AND ST. ANTHONY STREET AND MEASURES THENCE 42 FEET FRONT ON WALLACE DRIVE SAME IN WIDTH IN THE REAR, ALONG THE EASTERLY LINE OF THE SUBDIVI-SION, BY A DEPTH OF 125 FEET BETWEEN EQUAL AND PARALLEL LINES AND IS COM-POSED OF 21 FEET OF ORIGINAL LOT 8 AND THE ADJOINING 21 FEET OF ORIGINAL LOT 7 ALI AS MORE FULLY SHOWN ON SURVEY MADE BY GILBERT. KELLY & COUTURIE S. & E., DATED JULY 12, 1969, EXCEPT THAT ST. ANTHONY STREET IS NOW PELOPIDAS STREET. IMPROVEMENTS THEREON BEAR THE MUNICIPAL NO. 315 WALLACE STREET. Which has the address of 315 Wallace Drive, New Orleans, LA 70122. The sale will be held at 315 Wallace Drive, New Orleans, LA 70122 on July 27, 2026, at 10:00 a.m.
The Secretary of Housing and Urban Development will bid $201,001.12. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, all bidders except the Secretary must submit a deposit totaling $20,100.11 in the form of a certified check or cashier's check made out to the Secretary of HUD. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $20,100.11 must be presented before the bidding is closed. The deposit is non-refundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he/she need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of the title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of a certified or cashier's check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $201,001.12 as of May 20, 2026, plus all other amounts that would be due under the mortgage agreement if payments under the mortgage had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner for recording documents, a commission for the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: June 12, 2026.
192855-JUL 20-1T
$859
July 20, 2026
August 19, 2026
New Orleans
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504 522-8256
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